Trying to find policy(s) that offer similar, which might have a cheaper premium, if anyone can direct me to any?
Hi,
We have been a 2 adult, 2 children family on Laya's Control 300 Create.
However, my daughter turned 18 during the year, and her premium has gone from €278.04 last year to €1,251.06 for renewal this year.
I chose this policy because it included cover for day-to-day expenses without an excess.
Trying to find policy(s) that offer similar, which might have a cheaper premium, if anyone can direct me to any?
Thanks
Hi Riomhaire
In general, would you recommend health insurance for a healthy non-smoker under 30?
Brendan
Brendan,Hi Riomhaire
In general, would you recommend health insurance for a healthy non-smoker under 30?
Brendan
Thank you so muchHi Temple,
Laya's Inspire plan is worthy of consideration as the price for a young adult(18-20) is €582 per annum.
Remember all the family do not have to be on the same plan. You can have the young adult on a separate plan.
Inspire's day-to day excess is €1 and it is capped at €1000 return per member.
It also covers up to a semi-private room in private hospitals. However, the inpatient excess for The Mater private and Blackrock is very steep at €500 per night. There is also a 20% shortfall for orthopaedics.
If a private room in a private hospital and Orthopaedic surgery are not issues for you then Inspire is worth considering.
I hope this is helpful.
It's like all insurances , we pay them and hope we never have to use them.
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