It makes me feel as if they think we are misleading them.
I guess that is why I am finding showing them everything hard, as it meand they no longer trust me and perhaps private info will be shared with neighbours/friends
Any thoughts on what this might mean in terms of legal action?
The loan was originally 14K and shares of just over 1K. Then got top up of 15K so total was 28K paying 350 back a month.
MABS said they couldn't believe how little in shares we had and I was unaware of the 25% rule. Has that always been the case? Think loan first taken out in 2007? Top up a year or two later I think.
We are unable to afford to pay anything as both unemployed now and house in NE. Any thoughts on what this might mean in terms of legal action?
......................................................................................In terms of others lying to CU saying they cant afford loan when it isnt the case, I get that but this is a local CU that we have been with for years as are all my family, relatives, friends. They know me well. I guess that is why I am finding showing them everything hard, as it meand they no longer trust me and prrhaps private info will be shared with neighbours/friends
The loan was originally 14K and shares of just over 1K. Then got top up of 15K so total was 28K paying 350 back a month.
MABS said they couldn't believe how little in shares we had and I was unaware of the 25% rule. Has that always been the case? Think loan first taken out in 2007? Top up a year or two later I think.
We are unable to afford to pay anything as both unemployed now and house in NE. Any thoughts on what this might mean in terms of legal action?
...What I guess has upset me is that I know the same CU has agreed to freezing interest on other members loans in difficulty but has refused outright for me.
Anything I have paid in last few years hasn't even covered capital-simply interest...
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