Small update. And Im not sure what is what /Not sure whats right and whats not. We have 10k in there. We went for a loan of 30, yikes i know but it was for a vehicle, and amalgamating other stuff etc etc etc. We had to wait a month for the board meeting about it. They came back and said we could have 18. My dh went in and spoke to a Credit controller on a Fri evening who said if we got up to date accounts in by monday, he could probably push it over the line to 24. Fine. We and our accountant worked thru the weekend to get it. Monday mornign comes round, we went in, met the manager, Chairman who is about 102 and barely able to walk comes in and joins us. Pretty much tells us we have a cheek asking for the loan as he doesnt know us from adam and we are not local. We live here 7 years. Told us our accounts were no good cos we coudl ahve made them up as they were not audited. Who has audited accounts in January?? Said he would try and get it to 24 on Thursday at the board meeting, to rign Friday. We ring Friday, eh no, you must have your info wrong, there was no board meeting. So no 24k.
So we said , grand time is an issue. We will take the 18. Eh No sorry, the 18 was cancelled.
You need to go back to the board. WTF?
So we were told we had to rign back today as they ahd another meeting last night. We rang today.
Told we can have 16k as there was no meeting last night and the Chairman has said we can have this amount. Dear This post will be deleted if not edited immediately the muppets.
Im disgusted with the whole thing. , lend us 16, which means we technically owe 6, yet pay repayments on 16.
It doesnt make financial sense. AND I do not believe we have been treated accordign to the Protocols applying to the Credit Unions and i woudl like to know what if anyhtign I can do.