@superman11
Your post is not too clear. Was the amount of your arrears €1,700 or is this the balance of your loan? It is hard to believe that the CU would write off your loan without writing to you making it clear that this would happen. 'Write off' is an accounting term whereby they freeze interest on your balance and use your shares to pay down the sum owed. It is likely that, if your CU is signed up to ICB, that your failure to meet the repayments has been recorded already on ICB, long before the write off. On the other hand, your CU may not be signed up with ICB. Either way, you now only have to repay the €600, interest free. S