Thanks Welfarite, that sounds promising...Normally a CU uses ratio of shares to loan when calculating what you can borrow (my one gives five times the share amount as a loan, but that's unusual i think it's normally 4:1?).
Hi I have a credit card which I owe 2,800euro to and I want to clear it as I am trying to restructure my outgoings.
I have 5,800 in savings and I owe 4,900.
Is it possible for me to use my shares to pay off the Credit card as I don't want to add more to my outgoings by topping up my loan..
We are both out of work and struggling with mortgage as is and paying interest only for the foreseeable future..
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