This is a topic which keeps coming up regarding credit unions i.e. 'savings will double on death.' This is far from true, see the sliding scale for qualification. The amount payable is based on what is on deposit at age 55. And then there is a maximum what will be paid out. The view held by many is, say, €20,000 is in savings, €40,000 will be paid on death. Totally untrue. Ask at your local credit union for the full terms and conditions and do not be fooled by this ''savings will double.'' Regarding the funeral expenses, this may vary with credit unions but as far as I know funeral expenses up to €1,300 will be paid to members who have joined before age 70.