Credit Union Refusal

I repeat it was not for a holiday, but I do not have to explain personal details why she booked a flight for over €900
 
Getting back to the root of this thread ... what exactly is the question/point or is it just a rant about CU policy/practice in this specific case?

In my personal opinion based on the info posted she was very foolhardy to go ahead and spend money that she did not have on the back of an alleged verbal assurance that she would be able to borrow it.

Are you/she looking for other advice about this matter?