most of the people currently running these CU's are un-qualified and elected by cronies to do their dirty work for them...i am a member of 2 credit unions and i use them for short term loans and keep a few quid in just to keep the account open but if i am refused a loan i always tell them,the manager and the loan officer how unhappy i am with their service,this really gets them,and then i proceed to close the account,that is never allowed to happen.i am far from 65 but all the same ,these people in the CU movement forget that wthout the ordinary people in the community putting theri few quid away each week then they (the board and employees's) would have no place to act out their power trip..i think at every turn these people should be reminded that the CU belongs to the members and not to them and/or their ego's ...
and another thing that really annoys me is the fact they are awash with money so they go and spend it on new buildings..i know in Cork it's like a besting match between CU's as to who has the best office's..
pay more dividends.i don't care if i have to q up in a shed in Siberia.