Thanks for replying , yes you are right loan was in arrears for first 3 months than i tried catch up on it and made timely payments for six months and than build up arrears again for 6 months and W (element written off) than C (cleared) . Issue date was Feb 2015 and removal date is Sept 2021.
Will you able to tell me if i can get any credit before 2021 ? I was taking out secured loan in effort to build back my credit rating but i think its pointless , Even tried provident personal loan to boost my score as someone recommend me but nothing except hefty interest.