My parents want to help me buy my council home. The cost is 82 000 I got a 33 percent discount - I do have 3k arreas to be cleared also which is 85k . Now I can not get a mortgage - My parents could probably give me 30k of this and they have a lot of money in shares in the credit union. We were wondering if the cu would lend them 60k over a ten year period (they are both in their 70s) and they own their house and have a great credit rating. If they got the loan and I have looked at a few calculators it would work out about 700 per month..