Yesam I within my rights to ask CU for all payment documentation made by me?
Just re-read this bit - I smell a rat. Unless you hear otherwise from your credit union, I'd assume it's a scam, and do not correspond with them in any way.I have been faithfully paying off a CU debt by means of a monthly direct debit as verbally agreed with the management. This arrangement has been operating now for a number of years with consistent unbroken payments. However this morning I received in the post a letter from a Debt Collection Agency who are now apparently handling my file asking me to contact them regarding same.
Just re-read this bit - I smell a rat. Unless you hear otherwise from your credit union, I'd assume it's a scam, and do not correspond with them in any way.
Until all this is sorted, the only communication you trust is when you call the credit union on their official phone number (check their website, don't trust the phone number printed on a letter). Better again, make an appointment and turn up in person if possible. If they call you, take the caller's name and politely tell them that you'll call back on the official phone number.
I know lots of people who got these letters from the same credit union,St.michaels in blackrock.When the cu was contacted the credit controllers were 'out sick'.I think they're screening calls.Im in the same situation,I have a verbal agreement to pay so much a month and I have not missed a single payment in more than 6 years.I am going to complain to the financial ombudsman,I didn't receive one call or letter in the last 6 years from the cu.I wouldn't deal with that company,keep paying the cu.Need some urgent advice on the following issue. I have been faithfully paying off a CU debt by means of a monthly direct debit as verbally agreed with the management. This arrangement has been operating now for a number of years with consistent unbroken payments. However this morning I received in the post a letter from a Debt Collection Agency who are now apparently handling my file asking me to contact them regarding same.
What I am paying is the maximum I can afford and we are living on social welfare payments my husband is an OAP 76yrs old...while I an 60 years of age. There is no possible way I can increase the monthly payments being made and these people are expecting me to contact them in the morning. Can anyone offer any advice as to how I should approach this when I do make contact and what power do these organisations have to enforce another situation, thank you,
It sounds like that credit union is in financial difficulties.
19,153.10 I tried contacting CU yesterday, left a voicemail ,still waiting for them to make contact. Should I wait to speak with CU before contacting Debt collector? & am I within my rights to ask CU for all payment documentation made by me?
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