Credit Union 8.2% fixed over 2 yrs - good deal?

This is a 2 year rate.

You can get better deposit rates with RaboDirect or Northern Rock without tying up your monery for 2 years.
 
its not bad, realtive to other banks,

it you are setting up a new bank account ... there are better deals out there...
however, if your already a member its probably the handiest....

northern rock is better.. you have access to your money..
 
What is the annual rate (CAR/AER)? If you earn €8.20 interest on each €100 over the two years then the CAR/AER is c. 4% (gross) and there are better rates than that on offer as mentioned above.
 
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