I have a couple of credit cards and loans ..
3500 on a credit card - paying minimum payments each month and paying about 60 in interest.
2000 on another credit card - the way it is I'm meeting the full payments required each month at the moment.
2500 on a loan and 2000 on another loan.
That's debt of about 10k.
The way I'm reading this you have 14.5 k debt with 2k in savings. There are institutions offering loans for refinance purposes such as the ones linked to in this thread. You could try and borrow the 14.5 k from Rabo and then use the 2k savings from the cu to make a lump sum repayment, without penalty, against the loan. Alternatively you could try and avail of interest free periods by switching credit cards to clear your cc debts. Select credit card in here and see what offers are available.arret Re: Credit cards into Loan
I've got a 100% perfect repayment history and always put some money into my credit union account as savings each month too.
I'm a bit warey of asking for 10k though, as I feel like this is a massive amount for someone my age (maybe I'm way off the mark?).
Also ... I have about 2k in savings in the credit union and owe about 4.5k in loans to them.
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?