Hi
I have a creit card and having problems paying the min payment every month. I have paid it consistently over the last 6 months but not last month and will have great difficulty this month. they are saying that if I dont pay it this month (tomorrow) the card will be cancelled (I havent been able to use it for about a year now anyway because I've been in arrears).
If they cancel the card will my credit rating be affected? Every time I ring them I'm forwarded to their credit risk dept and a couple of months ago they said that if i didnt pay that month I'd be on the black list and i'd have a bad credit rating. Thanks.
I have a creit card and having problems paying the min payment every month. I have paid it consistently over the last 6 months but not last month and will have great difficulty this month. they are saying that if I dont pay it this month (tomorrow) the card will be cancelled (I havent been able to use it for about a year now anyway because I've been in arrears).
If they cancel the card will my credit rating be affected? Every time I ring them I'm forwarded to their credit risk dept and a couple of months ago they said that if i didnt pay that month I'd be on the black list and i'd have a bad credit rating. Thanks.