C
2Pack said:Be warned that MBNA will have sold the debt to an agency who own it now. The 6 or 7 years legal option may start from the date that agency bought the debt. They would have paid about €400-500 for the debt.
That agency will normally chase yo ass if they EVER hear from you and have a nice line in threats because as they see it its their job to be nasty . The agency could have sold to another agency and they to yet another for increasingly small amounts each time . The clock sort of starts anew with each one but the 7 years starts from when the 1st agency bought the debt off MBNA .
Paying an agency off will not 'repair' anything in MBNA who disposed of you years ago.
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