Low I would imagine. Do you have no income at all? Why not just apply and see how it goes?they all seem to be assessed on your income, what are my chances
Probably not a good idea.(without lieing)
Almost certainly not.and or do I have any rights on grounds of discrimation for instance.
Just wondering why this wouldn't be a good idea?(without lieing)
Probably not a good idea.
I assumed the principle of uberrima fides applied to all financial/credit product contracts but maybe it just applies to insurance/assurance products? However anybody who condones consumers lieing on financial/credit product applications surely must also allow the same scope for misrepresentation on the part of the product provider?Just wondering why this wouldn't be a good idea?
Just wondering why this wouldn't be a good idea?
I'm sure plenty of people bought houses over the last ten years with credit obtained through lies (for example)
Failing that, PTSB advertised a product last year for people who did not have a credit card, if my memory serves me right, in effect you bought a voucher off them (for a fee) which had a unique credit card number and you could use that online. It was aimed at people who did not have a credit card or who were nervous about using their own on line in case of attempted fraud
I wouldnt apply if I thought there was a chance of refusal.
I think you are taking me out of context.
Do it my way.
Its not lying if you are an enroled student when you actually apply for the card. If a student drops out they are not meant to hand their student credit card back. Nobody cares at the bank. And enroling is free if done the correct way.
Halifax will want payslips and a full life history to open an account. They will refuse an application from an unemployed person.Hi OP
A Debit Card - like the Halifax Visa Debit card ( I have one ) would be a good idea. Just open a current account and lodge 1k from the 50k you have and you can draw down from there, as and when you need to.
You can buy items online no problem with it.
K.
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?
We use cookies and similar technologies for the following purposes:
Do you accept cookies and these technologies?