hey i was in the same position as you few weeks back, my ins is up in jan i got quote it went from 800 to 1100 and that was with the same company, i was on stepback so im back to 3 yrs no claims, they stated the claim wont be added to my ins for a yr so it will go up more next yr. it was only 3500 i got for the car, and also they are now putting a 4000 excess on it , so my advice is if he car is not worth much dont bother claiming if you can afford it, im paying back my claim as not to loose my no claims