Where a debtor enters no appearance or defense in circuit court and , judgment is entered by default without a court hearing. It is an administrative procedure in the circuit court. So there is no chance of it being deferred to another date as a date is not fixed unless a defence is filed.
He makes the order but does not send anything to the debtor. Normally the creditor will advise the debtor that a judgment was made by default. The costs at this stage are already advised and are stated on the civil bill used to initiate proceedings.By administrative procedure you presumable mean that the county registrar makes the order and he sends out a copy of it to the debtor. Is there a cost to this, how much would it typically be and how does it get added to the debt, would that be at the next stage?
That refers to house repossession cases. An appearance at these is a must. It is a whole different ballgame than for regular debt cases. Your house is on the line.On page 3 in the red box of the Fnac document it says that by entering an appearance you get a chance to have your say in front of a judge?
That refers to house repossession cases. An appearance at these is a must. It is a whole different ballgame than for regular debt cases. Your house is on the line.
In normal debt cases entering an appearance does not get you in front of a judge. A defence must also be entered but if the debt is legitimate and owed the creditor will get a judgment regardless. They forget to say that costs will start to rocket if you enter a defence without any merit whatsoever. Hence the advice that is given.
With mortgage cases you enter appearances so that you can get stays on the repossession order. If you don't show up a stay may not be granted.
I would say that legal advice in some form is a must when dealing with a mortgage suit.
A destroyed credit rating is the main one. Name appearing in stubbs gazette is the one main one.What are the consequences of getting a judgement registered against you?
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