M
In my opinion somebody in that situation should save the €70 in fees and concentrate on reading some of the wealth of money/debt/budget management resources available for free on the internet etc."This course is for those who feel they cannot control their spending, and for whom debt may be an issue."
The open university website has some really goodbasic but free material on accounting money and management, just look for the link to openlearning.From there you will also find a link to open2netmoneyandmanagement, which is also basic but good to get you thinking.
Tangerine
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