dublinlass79
Registered User
- Messages
- 3
Hi All
Newly registered but I have always used this site for advice over the past number of years and followed Brendan Burgess impressive challenges along the way!
Just seeking some mortgage advice.
Current mortgage with EBS which was taken out on my own.
Due to downturn lost my job and had 7 missed mortgage payments over unemployment period of 18 months. (e198 per week statement payment for 18 months with no savings). I also had credit card revoked which was paid back in full earlier this year.
Is a new joint mortgage with my husband out of the question ? I have been paying my mortgage in full since I returned to work September 2015 and arrears were cleared in 2018.
Credit card payments cleared this year.
No other loans.
Current mortgage is 140k left on it, we would be looking for joint mortgage of e250k. My husband has excellent credit history and qualifies for e225k on his own.
ICB report - clear
CCR - was only showing credit card balance earlier this year (should be marked as paid now)
Any particular lenders consider us in this climate ?
Thank you
Ciara
Newly registered but I have always used this site for advice over the past number of years and followed Brendan Burgess impressive challenges along the way!
Just seeking some mortgage advice.
Current mortgage with EBS which was taken out on my own.
Due to downturn lost my job and had 7 missed mortgage payments over unemployment period of 18 months. (e198 per week statement payment for 18 months with no savings). I also had credit card revoked which was paid back in full earlier this year.
Is a new joint mortgage with my husband out of the question ? I have been paying my mortgage in full since I returned to work September 2015 and arrears were cleared in 2018.
Credit card payments cleared this year.
No other loans.
Current mortgage is 140k left on it, we would be looking for joint mortgage of e250k. My husband has excellent credit history and qualifies for e225k on his own.
ICB report - clear
CCR - was only showing credit card balance earlier this year (should be marked as paid now)
Any particular lenders consider us in this climate ?
Thank you
Ciara
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