selling fees
1. Auctioneers could charge anything from 1% to 2% of the sale price..Haggle.
2. Solicitors can charge anything from a flat fee or up to 1% of the sale price plus VAT at 21.5% and add another 200 euros for faxes leters phonecalls etc. (negotiable
3. Factor in your fixed rate breakage cost to the mortgage comapany, unless you ask them to transfer this fixed rate onto a new property with a new mortgage( only the same mortgage company can do this but it saves your breakage fee ( i did this )
4. The mortggage company normally charges n administration fee on closing the mortgage of roughly 100 euros.
5. Factor in rent if you do not buy straight away.
6. Please also note, to apply for a new mortgage ..you are no longer a first time buyer, so they may not lend you 92%...talk to your bank or broker first.
7. You may be asked to get the apt a BER Cert.cost 500 euros ...negotiable
Purchasing
1. If you purchase at the same time as selling the solicitor will normally do some kind of deal as he is transacting two different instructions, but they normally give you a discount. If you transact later....its up to 1% plus vat of 21.5% plus 500 for land registry etc
2. Valuation fee of new property of up to 150 euros
3. Deposit required to purchase new home...check your bank or broker for loan to values..they may be less than you think.
4. Check with your solicitor re Stamp Duty Costs...if applicable.
5.Costs to have any electicity, gas etc turned back on or changed over.
good luck