What health region are you in kiwijob?
Slightly wrong there if there is a problem with the baby, the baby will be transfered to Holles St. but you will not.... and also from experience We used Mt Carmel first and then Holles St (because of the treatment etc.. there were several reasons) and found Holles St. FAR better that Mt Carrmel.
If you opt for private care, VHI will cover your hospital stay, blood tests, scans (but you have to pay for the first one or two yourself) and part (very small) of your consultants fees. The €3,500 will cover the rest of the fees that the consultant charges.
You don't have to pay any of it - you can opt to go public. I chose to go to a consultant that I knew and trusted and who had attended the births of my other children.
Strange I was told it by Dr in Holles St. Maybe I misunderstood. I have mixed experiences in Holles St. Good and Bad. The building is well past its sell by thats for sure. That said we know it so well at this point, we'll be going back there.
the MED1 will take the sting out of the cost and your PHI should cover pretty much everything else.
I pay €3.5k for the consultants services but this has
nothing to do with my bed? I could be in a public bed
or a semi-private civered by our VHI coverage.
Can't argue with that. kiwijbob has stated that they are on VHI Plan B + Options and this leads me to assume that they also pay tax at the higher rate.A low rate taxpayer will get back 20% of the cost, 41% for a top rate taxpayer. PHI is only an option for those who have it, so it does not effect everybody.
I think you'll find that the €400 in your example goes to the Consultant not the Insurance holder.The average bill here in midlands is approx €2000, BUPA will only reimburse €400 of it . .
kiwijbob has stated that they are on VHI Plan B + Options and this leads me to assume that they also pay tax at the higher rate.
My mum threw a hissy fit about the suggestion of public for her first grandchild, something to do with her consultant saving at least my brother if not herself also when she had a prolapsed cord, nearly 30 years ago
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