For all the improvements that the Total Contributions Approach promises for many people, there is still the first step threshold of 520 paid contributions over a working life to be reached.
If my wife worked for 7 years back in the 70's, then a gap of 23 years working in the home, then went back to work for 7 years, would she not have more than 520 paid contributions during her lifetime? (14 years contributions).
She went back to work in 1999 and worked until 2006, 7 years total, with a different PPS number to the one she had back in the 70's.
One per week so 52, so basically they want you to have worked and contributed for 10 years to qualify for a pension.
She left work when she got married in 1976 and worked in the family home as a mother to our children.
She went back to work in 1999
.ignore gaps when
working out your yearly average of PRSI contributions
for State Pension (Contributory).
Don't know if this is in the right forum
I applied to get the contributory pension. I have 420 full rate social insurance contributions I need 520.
I have a few questions
1. Is there anything I can do to bring my 420 contributions up to 520 ?
2. Can I make voluntary contributions ?
3. Will I qualify for the state pension under the new total contributions approach expected from 2020 ?
4. Under the new approach do I still need 520 full rate contributions?
Could she possibly be eligible for the Homemaker's Scheme from 1994(year it was introduced) until 1999 when she went back to work?
Homemaker's Scheme is designed to .
I can't post the link to download the pamphlet as I have less than 10 posts, just Google for Homemaker's Scheme Ireland.
homemakers scheme is only for the averaging to determine what level of pension you get, you still need 520 minimum contributions to qualify in the first place.
homemakers scheme is only for the averaging to determine what level of pension you get, you still need 520 minimum contributions to qualify in the first place.
My wife returned to work in the year 2000. Between 2000 and next year 2019 (when she reaches age 66) she will have a mix of 19 years paid and credited contributions. She also worked for about 8 years back in the 1970's. So in total she could have 27 years of paid & credited contributions over her working lifetime.
Is it possible when the "averaging" calculation takes place that she could end up with a lesser pension by including the 8 years from the 1970's. Is it better not to include them?
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