Conan may I pick up on your final point please as it’s something I’ve been investigating for some time and with little success? I’m aware that UK NICs can be considered in the Irish system when looking at the state contributory pension but I can only find where it says it can be used to help you “qualify” for the Irish state pension.A few points:
1. 520 contributions is the minimum you need to get any State Pension
2. Having 520 contributions will not necessarily get you a full State Pension
3. When did you first start paying PRSI in Ireland?
4. When you stopped working in 2011, did you look to “sign-on “ for credits? If not, why not?
5. Ireland operates a Bi-Lateral Social Security Agreement with the U.K. where you can add your U.K. record to your Irish record to maximise your Irish State Pension. So I don’t understand the response from Sligo. What did they say exactly?
For the benefit of the OP this post might help.Hi by my calculations I am around 50 credits short of the 520 needed for a full state pension.
Now I have 27 years in the UK system but Sligo have told me that these cannot be offset
Basically I worked in Ireland for 9 years and I still live here I sort of retired unofficially in 2011 the social awarded me class M contributions but looking at citizens advice it says normally you would get whatever your last contributions were they were A has the social made a mistake????
Anyway could anyone tell me how much I am like to be deducted by not having 10 years of prsi contributions
Assuming that Sligo will treat my UK work record as a totally separate issue
Thanks
If you go to Gov.ie and search for “Operational Guidelines: Application of Bilateral Agreements “.Conan may I pick up on your final point please as it’s something I’ve been investigating for some time and with little success? I’m aware that UK NICs can be considered in the Irish system when looking at the state contributory pension but I can only find where it says it can be used to help you “qualify” for the Irish state pension.
You seem to be saying that UK NICs can be used to increase (maximise) one’s Irish state pension.
Might you have a link to the relevant material or operational guidelInes that specifically explains that?
That brings up 564 documents. I know I’ve looked through the bi-lateral agreement itself and I was no clearer at the end of it. If you have the actual document or source to support the claim you’ve made above I’d appreciate it as my own retirement planning needs to consider this aspect. Thanks in advance.If you go to Gov.ie and search for “Operational Guidelines: Application of Bilateral Agreements “.
Thanks S Class.
Is this what you need.
Are these dates set in stone now, so anyone hitting retirement after 2035 is definitely going to be doing so on a pure TCA basis?You would be retiring in the changeover period for having your pension determined using a combination of the averaging and TCA. This will begin in 2025 and run to 2035. You might benefit from this.
No legislation yet, but going on what the current Minister said that's the case. But a new Government might change that. Who knows?Are these dates set in stone now, so anyone hitting retirement after 2035 is definitely going to be doing so on a pure TCA basis?
I do appreciate your helpful contributions.You would be retiring in the changeover period for having your pension determined using a combination of the averaging and TCA. This will begin in 2025 and run to 2035. You might benefit from this.
DSP insisting I have their card to even find out what I have paid in down the years, don't seem to have learnt much from their run in with the DPO
Legislation is coming to allow people to work for longer and claim the pension at a later age in order to maximise contributions.No legislation yet, but going on what the current Minister said that's the case. But a new Government might change that. Who knows?
Will this allow a voluntary contributor to continue paying voluntary PRSI past 66?Legislation is coming to allow people to work for longer and claim the pension at a later age in order to maximise contributions.
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