A
I still wouldnt advocate anyone getting into a 5 year loan of 15k for a car.....it doesnt make any sense in many different areas.well that was sort of an aside point.. wouldn't be seriously looking at a car till christmas if the current one gets through nct.
would i be able to get a credit union loan of maybe 4k without having saving lodged or is that impossible? havn't touch my credit union in years
.........Graduated last year and work as an accountant.........
.........is it stupid of me to be thinking i'd like to then get a 15k car loan over 5 years........
.........i currently pay about 350 towards my car a month.. car has no residual value.........
.........is a 5 year loan for a car foolish?.........
what should i do?
really cutting down on food spending lately, used to be 20 a day on a full dinner and takeaway.. now i'm getting away with a 3.50 sandwich each day
and 10 euro covers 3 evening dinners. probably heathier too
that would make me realise how ridiculous my spending has been...... where does it go like.!
- food/drinking 500
Thats €17/week. Why not do better?
Sliced pan,cost €1.50, will do for the week = €0.30/day
Add grated cheese,tomato,cucumber,canned tuna = €1.25/day
Fruit - An apple,orange & banana = €1/day
Total approx. = €2.55
You should have a surplus of some fruit/bread for the weekend snacks.
€150/month on food for one person is ample enough
€100/month on drink = €25 on 24 500ml cans of beer,LIDL,meet in mates house & €75 pub beer = 6 nights out per month
€250/month additional money to pay off your loans
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