Caveat, did you not get any survey done before buying the house 2.5 years ago? Were the cracks visible than?
You need to contact a structural engineer to have a full structural survey done.
Sorry I can't help there as TG (fingers etc. crossed) I've never had to have one done and but my understanding is that each structural survey is to an extent 'bespoke'.... Any idea of cost? 4 bed 2 reception bungalow if it is important.
Are you convinced there are not just settlement / drying cracks in the surface plaster? Its fairly easy to figure out, just scrape out some of the plaster with something like a masonry nail and see if the block behind is broken or cracked. You'll need to enlarge the cracks slightly to fill and paint them anyway.
If its only a plaster crack in one place, it doesn't necessarily follow that they are all the same.
hey caveat,
how did you get on ... Did you get an engineer in??
We got a structural engineer to look at cracks, was very worried but as its a bungelow and not upstairs, he felt no work was needed.
Did not cost very much and worth it for peace of mind.
I understand that if it had to be done, it was covered by house insurance anyway
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