Hi Brendan, I am awaiting a final letter from AIB re my compound interest tracker complaint. So ultimately I will be going to the Ombudsman. Interestingly, the loan that I have received the compounded interest refund on is one of my two tracker loans. Also, the error dates back to around when the tracker issue arose. So not only am I dealing with the same tracker loan, one refund is compounded while the other isn't, but both arose around the same time. Nice synergy.