Balance owed is €134,438. I have 30 years left on mortgage.I bought in March 2012 and the house is now worth roughly €230,000.
Also took a three month payment break this year. August payment will be the last one on the fixed rate. Also my monthly payment has gone up to include the three month break. I was paying €606.66. The new payment is €613.90
Just looking for advice which is much appreciated.