not because we are planning to spend the whole life together
Hahahhaha, thats not the first answer I expectedDo you not love her?
When do you plan to do this? I would be advising the temporary girlfriend not to jointly apply for a mortgage with you. She would be liable for the debt if anything went wrong - such as you loosing your job. And given your acknowledgement of the temporary arrangement of your partnership I would wonder if you only have a girlfriend for your own financial purposes and advise her to move on from the relationship as well.after we split up.
If you jointly own the house and she gives you half of it, it is a gift subject to CAT (dwelling house exemption may apply, not sure of the details)
Your girlfriend may agree now but that is probably coming from a position of being uninformed. She gets all the downside if you are to break up as @McStuffins has already pointed out and there are many more reasons for her not to do itShe is completely fine with this idea and also would like not to have obligations remaining as that mortgage after we split up.
If you were to do anything at all along the lines of what you describe then you should both be getting independent legal advice, i.e. you can't use the same solicitor.We both find this agreement to be beneficial and its more about a legal perspective than opinions on whether we should do it or not
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