Mr Earl,
Close bros are a large and well funded operation.
They came to Ire in downturn and specialised in funding cashflows .
eg if a haulier had 8 lorries paid for they would refinance them to give haulier cash-flow . This would have happened when hauliers Bank reduced overdraft,particularly in downturn..
They helped quite a few businesses who were messed by our (banks).
They would have been more expensive , but in the scheme of things not a lot.
Given that (our) Banks are lending again , Close may be still a bit more expensive on pricing , but it is always good to have more than one option.
They do require full financials etc.