Health Insurance Claiming Dental expenses

[BetsyClark]

I have some small dental cover on my VHI plan. My husband recently took out additional dental cover. Can I claim for dental expenses on both insurance policies? Or just one? There are 2 different mechanisms for claiming (Snap and Send and then a Dental one which I think you email receipts to)

Thanks

 

[Sue Ellen]

Or just one?

Try the Snap and Send for all and they will soon let you know if you have made a mistake. They are quick to come back after entering a claim. Its more secure too.

 

[so-crates]

I'm reasonably sure (I think I did it once a couple of years ago) that you can claim on both where there is an outstanding balance. So, for example, if you have, say 70% coverage on your dental insurance for the procedure, you can still make a claim based on the outstanding amount. I don't think you can claim on both where you are completely covered by one of them (e.g. you have 100% coverage via the dental insurance). Either way, as Sue Ellen has said, use the snap and send for your health insurance, they'll very quickly tell you if you can't claim and it isn't a problem to ask!

 

[DirectDevil]

If both policies cover exactly the same contingency does contribution not apply or is that possibility ruled out by policy conditions ?