When the time comes for you to claim your pension, you'll have to apply in the country:
or
- where you're living (even if you just worked there for a short time)
That country is then responsible for processing your claim and bringing together records of your contributions from all the countries you worked in.
- where you last worked.
If you've never worked in the country where you now live, you should apply to the relevant pension authority in the last country where you worked. Your application will then be processed there.
We have moved back from UK and have paid the full NI contributions to get a full UK pension, and time has flown by. My wife qualifies for her pension next january 14 so wants to plan ahead. But we have noticed the age for retiring in ireland is 66 and the UK pension site states that she must apply via the country she resides in ie IRELAND but HOW?
Or does she qualify for UK pension now and than at age 66 revert to Irish one?
However as she had qualified for full UK one in 2009 ie 30 years or more she may not achieve the 48 required in Ireland or is it a like for like xfer? ie full UK = full irish but paid earlier?
I must admit I am a bit confused.
help
Can I ask a related question?
Mrs Vanian was born in the UK and worked there for 13 years until she came over here in the 1990s. We've checked with the UK pension service and she has 13 years' National Insurance contributions clocked up.
She's been living in Ireland since and we'll probably be in Ireland for the rest of our days. She has some PRSI paid here - its broken at the moment as she runs around after the little Vanians but she'll probably work up some more PRSI in time.
The UK pension office told us she has qualified for a partial pension there already, but we can pay a few bob in voluntary contributions to the Queen to bring her closer to the full 30 years required for a full UK pension.
Is there any point in doing this? Will her additional UK pension (that we've contributed towards) not just reduce down whatever entitlement she'd have from Ireland?
Thanks,
DV
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