The banks in the UK have refunded billions for mis-sold payment protection insurance. I have seen very little about this in Ireland. Bill Tyson covered it a few times on the Consumer Show on RTE 1. Niall Brady reported in the Sunday Times on 30th September that Irish brokers were planning to encourage their clients to seek refunds. I would have thought that many of the claims would be statute barred, or certainly outside the scope of the Ombudsman's 6 year rule. If you took out a policy in 2005 and discovered recently that you should not have been sold it, the Ombudsman will be precluded from hearing your case because the behaviour complained of happened more than 6 years ago. You might have only found out recently that you were mis-sold, but that is not relevant. RTE reported in May that Bank of Ireland is refunding €1m after an internal review. Conor Pope had a good summary of the issues in the Irish Times in July: It surprises me that there have been no reports on Askaboutmoney or elsewhere about anyone pursuing a claim successfully? There are some claims agencies in Ireland Michael Muldoon Solicitors uswitch.ie In the UK, the consumer groups were very clear that one did not need an agency to make a claim. Presumably it's the same in Ireland and a site such as Askaboutmoney could provide a guide to people to do it themselves? Why is the UK so different? Did the FSA get involved? Has the Central Bank of Ireland said anything about it here?