notaknowital
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The solution arrived in the form of a newspaper advert. Mrs Kelly contacted mortgage brokers IFG, which has a link up with GE Money. The Kellys were able to consolidate their loans into a new 25-year mortgage, reducing the monthly payments to €609. The interest is high, at 5.87pc, but Mrs Kelly feels a weight has been lifted off her shoulders.
"It is a high interest rate but it has been worth it. We can review it after three years as long as we do not miss a payment. Maybe then I will be able to get a credit card."
demoivre said:If you opt for the interest free option on DID goods make sure you pay in full over the 12 months or HFC bank will charge 29.9% apr for the privilege of paying over 48 months!
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