Joe Nonety
Registered User
- Messages
- 418
Looking at a couple on the labrokers site. Anyone know other ones?
HIBERNIAN
Eligibility:
Amount Invested: The min monthly regular premium is €75
The min investment per fund is €10.
Funds Available: Funds managed by Hibernian and BIAM including Managed, unitised with profit, and specialist equity funds.
Charges:
Bid / Offer Spread: Nil
Fund Management Charge: 1% pa
Policy Fee: €1.50 per month
Allocation rate: 100% The allocation rate is the amount of your Premium which we invest in the funds of your Choice. 100% of premiums are invested from day 1.
Early Encashment Penalty: Year one to three 5%, year four 3%,year five 1%, year six onwards 0%.
Switches: First in any policy year is free. All Subsequent switches are charged at €20 each.
Death Benefit 100% of the value of the units attaching to the Policy.
This is a NIL COMMISSION product.
The contract is between you and Hibernian Life and Hibernian administer the product. We charge you a one off fee of €150 for setting it up.
EAGLE STAR
Eligibility:
Amount Invested: Start the plan with a one off lump sum of at least €7500 Plus
Contribute a regular premium of at least €100 a month.
There is no maximum premium
Funds Available: Matrix range of funds (24 in total).
Charges:
Bid / Offer Spread: Nil
Fund Management Charge: 1% pa
Policy Fee: Nil
Allocation rate: 100% The allocation rate is the amount of your Premium which we invest in the funds of your Choice. 100% of premiums both regular and Single are invested from day one.
Early Encashment Penalty: Year one 5%, year two 4%, year three 3%, year four 2%, year five 1%, year six onwards 0%.
Switches: Four in any policy year are free. All Subsequent switches are charged at €20 each.
Death Benefit: 101% of the value of the units attaching to the Policy.
The contract is between you and Eagle Star and Eagle Star administer the product. We charge you a one off fee of €150 for setting it up.
HIBERNIAN
Eligibility:
Amount Invested: The min monthly regular premium is €75
The min investment per fund is €10.
Funds Available: Funds managed by Hibernian and BIAM including Managed, unitised with profit, and specialist equity funds.
Charges:
Bid / Offer Spread: Nil
Fund Management Charge: 1% pa
Policy Fee: €1.50 per month
Allocation rate: 100% The allocation rate is the amount of your Premium which we invest in the funds of your Choice. 100% of premiums are invested from day 1.
Early Encashment Penalty: Year one to three 5%, year four 3%,year five 1%, year six onwards 0%.
Switches: First in any policy year is free. All Subsequent switches are charged at €20 each.
Death Benefit 100% of the value of the units attaching to the Policy.
This is a NIL COMMISSION product.
The contract is between you and Hibernian Life and Hibernian administer the product. We charge you a one off fee of €150 for setting it up.
EAGLE STAR
Eligibility:
Amount Invested: Start the plan with a one off lump sum of at least €7500 Plus
Contribute a regular premium of at least €100 a month.
There is no maximum premium
Funds Available: Matrix range of funds (24 in total).
Charges:
Bid / Offer Spread: Nil
Fund Management Charge: 1% pa
Policy Fee: Nil
Allocation rate: 100% The allocation rate is the amount of your Premium which we invest in the funds of your Choice. 100% of premiums both regular and Single are invested from day one.
Early Encashment Penalty: Year one 5%, year two 4%, year three 3%, year four 2%, year five 1%, year six onwards 0%.
Switches: Four in any policy year are free. All Subsequent switches are charged at €20 each.
Death Benefit: 101% of the value of the units attaching to the Policy.
The contract is between you and Eagle Star and Eagle Star administer the product. We charge you a one off fee of €150 for setting it up.