tosullivan
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Is it cheaper to buy sterling here before travelling or wait and get out of the ATM over there?
Travelling next week so wondering what to do
DO they take laser cards at establishments over there aswell as I could go that route and just have a few quid for spending on small items
Its an AIB Banklink Card also can be used as a Laser. Maestro symbol on the front and Link symbol on the backThe Laser facility is only available in Ireland, but most cards are multi-functional, so I don't know if your card has a function allowing it to be used at a POS abroad.
Who issued your card, and what symbols are there on the card ie. Cirrus
Take it as you need it
Is it cheaper to buy sterling here before travelling or wait and get out of the ATM over there?
Travelling next week so wondering what to do
DO they take laser cards at establishments over there aswell as I could go that route and just have a few quid for spending on small items
This key post may offer some advice.
"As there is a minimum charge per withdrawal, it is best to withdraw large sums of money each time. The FX rate offered with ATM withdrawals is much better than other options such as bureau de change desks"
S.E.
Not fully true even for UB. If you take out from RBS and Natwest it's free but any other bank such as Barlcays or Lloyds, they charge an ertf charge and a withdrawel fee on top of the FX rate. I'm pretty sure most Irish banks charge this regardless.Minimum charge per withdrawl with what card? I use my UB Laser card for withdrawls and never get charged, as long as I use a 'free' ATM
Remember to get English(Queen's Head) notes if going to England. Northern Ireland notes aren't usually accepted in shops/pubs in England/Scotland or Wales.
I don't think that's the case anymore, I've used Northern bank notes and Scottish bank notes in England the last 5 years without any problems. I do remember 20 years ago having problems but not recently.
Why bring so much currency? I use the absolute minimum amount of currency when abroad, and I buy almost everything using credit card. That way, the overall cost of conversion is significantly less - as the conversion rates for credit cars are virtually always better. Always make sure to avoid Dynamic Currency Conversion - that's where the UK retailer offers to present the transaction in euro, usually at bad conversion rates.
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