My renewal is 22/1/2103.
I can cope with some excess, but not too much.
I did look at the hia website, but there's just so much information...
Here are a few cheaper alternatives, as near to 2000 as possible, with low or no hospital excess, including upto hi-tech cover with all 4 providers:
VHI Alternative Plans
Adult Options: PMI 15 11 Price 875pa (100 excess)
PMI 19 11 Price 977pa (75 excess)
PMI 30 12 Price 1104pa (no excess)
www.hia.ie/ci/comparison/step3?265&266&314/
Child Options: One Plan Choice Price 233pa (125 excess)
Parents & Kids Excess Price 243 (75 excess)
Parents & Kids Plan Price 258 (no excess)
www.hia.ie/ci/comparison/step3?290102&101/
Glohealth
Better Plan Adult Price 795pa Child Price 195pa (100 excess)
Best Plan Adult Price 990pa Child Price 220pa (no excess)
www.hia.ie/ci/comparison/step3?298&299/
Laya Healthcare
Adult Options: Healthwise Plus No Excess Price 885pa (no excess)
Total Health Choice Price 874pa (100 excess)
www.hia.ie/ci/comparison/step3?277&323/
Child Options: Half Price Kids Offer
Health Smart Child Price 130pa (125 excess - limited outpatient)
Health Smart Family Child Price 200pa (125 excess - good outpatient)
www.hia.ie/ci/comparison/step3?294&295/
Note: A 3% charge applies if you pay in installments with Laya.
Aviva Health
Adult Options: Level 2 Health Excess Adult Price 899pa (125 excess)
Health Plan 05 Adult Price 952pa (75 excess)
www.hia.ie/ci/comparison/step3?249&307/
Child Options:
Level 2 Family Health Child Price 214pa (75 excess)
www.hia.ie/ci/comparison/step3?248/
Hope this helps with your decision making.
Snowyb