dubwx,
The one main difference between Health Plus Extra and Best Ultimate 2 is the 2000 co-payment for hip and knee replacement surgery in any
private or hi-tech hospital. The Blackrock Clinic does not charge this 2000 to the patient for this type of surgery so unless this is a hospital
of interest to you, this plan would not keep orthopaedic surgery the way it is covered at the moment.
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The following VHI plans are worth considering without compromising on orthopaedic and cardiac cover;
1. Health plus Access; price 2074pa; all public, private and 3 hi-tech hospitals covered, no excess on this plan, good day to day cover
- first 100 not allowed.
2. Health plus Excess; price 1825pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech excess 75 per admission or day case visit.
Good day to day cover, first 100 not allowed.
3. Health Access; price 1685pa; all public, private and 3 hi-tech hospitals covered, private/hi-tech excess 125 per admission or day case visit.
Good day to day cover, the first 100 not allowed.
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4. Laya Simplicity Plan; price 1191pa; all public, private(including private room), and 3 hi-tech hospitals covered, private/hi-tech excess
100 x 2 max per year for all admissions, day case excess 50 per visit, good day to day cover - the first 100 not allowed.
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Regards, Snowyb