Changing Health Insurance Providers during Pregnancy

My wife is due our second child in July.

Our Health Insurance with Laya is due for renewal in March. Our plan includes Maternity care.

However, I will shortly be getting Aviva Health Insurance (through my employer) which also has maternity cover.

Which insurance pays consultant and maternity hospital? We have had 2 visists to consultant already.

We changed cover when my wife was pregnant with our first. Can't remember who paid out but it was covered anyway.

usually when employers change providors it is agreed that there is no waiting period - I ( or my wife) were in the same boat --- no issues

Check with your employer...

Thanks. There's no waiting period and my existing Laya can be cancelled without penalty when moving to plan provided by employer.