In a broader sense, nobody is really as safe as houses given the current fiscal situation, Missus. Have you as a minimum considered that a further reduction in real net income may be on the cards following Budget 09?
In any case, have you also considered holding off purchasing until you have saved a greater portion of your costs? As an incentive, house prices are continuing on a downward curve.
That's a good rate of saving, but I still feel your total amount saved is too low.
If I was the bank I wouldn't lend you the 92% you need as you still wouldn't have any money to cover fees or even buy a bed for the place.
im just wondering now whether its a banks business how or with what, u furnish ur house..as long as u can make the repayments, surely I cud sleep on a blowup bed for all they care or know...they can hardly expect for u to have a massive lump sum (on top of the huge deposit) to decorate ur house when u can do that as u go..... give me a break please! or am i simply naive?
awwww come on.....whats with all the negativity!!! hope to prove u wrong!! thanks all the same...
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