From reading the scope of the CB's review in press release i had a modicum of hope, but this thread seems to be implying that cases need to be similar in context to PTSB.....in my own case was on KBC Tracker , bombarded with letters as the rates flew up went up , moved to 5 year fixed..........lost tracker in process, several cases rejected by FSO which were word for word similar to my own,documentations wording was sufficient in those cases, so havent approached ombudmsan , probably still within 6 year period ...maybe i was honing in on the piece re banks practices, transparency informing you of implications etc ............heres hoping its all encompassing review of all practices around trackers . Fair play Brendan and Padraic for sticking with this for so long !
Hi Staffy,I requested that the FSO review my case and they have written back stating that they cannot review it as a decision was made and can only be referred to the high court? I thought the FSO were reviewing Tracker cases? My case was partially upheld.
I requested that the FSO review my case and they have written back stating that they cannot review it as a decision was made and can only be referred to the high court? I thought the FSO were reviewing Tracker cases? My case was partially upheld.
I think the fso goes from the date of the fixed rate instruction rather than the date of when you noticed it.I received a copy of the form I signed to fix from Kbc today, was only 4 years back when I came off 5 year fixed and was moved to variable (having been on tracker previously )so still within the timeframes allowed . Will follow up with central bank and fso and see where it takes me . The thread has outlined many good points to support my complaint , thanks . As post above says might not get much more than automated response from CB ,but need fso to realise the issues affecting KBC customers who jumped/were pushed off their trackers in 2006/2007 and the underlying conditions and behaviour of the bank at that time which certainly impacted my decision .
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