Last edited: 26 Sep 2016 The Deputy Governor addressed the Dublin Economic Workshop at the weekend. http://www.centralbank.ie/press-are...icWorkshopAnnualEconomicPolicyConference.aspx She makes some good points: The evidence shows that the rules are working well. While the downsides are visible, the benefits are often not visible. Changing the rules has its own costs as it creates uncertainty. The case will have to be very strong to justify changing, even fine-tuning, the rules For first-time buyers in Dublin, the median purchase price over the period was €270,000; the deposit requirement in this case is 11.9 per cent. The exceptions seem to be working well.