AVHeisenberg
New Member
- Messages
- 2
Transfer existing policy to new car. If the insurance company are dragging their feet, put everything in writing to them, including the date & time the cover transfers to the new car. Insist on cover documents by return.By new policy or transfer of existing cover with my Insurer?
Vandalism to the point of write-off is pretty serious.You say that the car was vandalised. In my opinion, it seems strange to write off a car from vandalism. Is there something behind the vandalism?
I can only think of low value car with deep scratching / damage to multiple panels to the point where an insurance assessor just prices for replacement.Vandalism to the point of write-off is pretty serious.
You wont get a copy of the assessor report. As such you arent entitled to it. Insurers wil tell you that you are perfectly entitled to appoint your own assessor.My car was vandalised.
I have Comprehensive cover.
My Insurer has assessed it as a write-off.
My Insurer is being difficult to deal with, taking weeks to answer basic questions and not answering others at all.
For instance the salvage company told me about the Write-Off Assessment weeks before my Insurer would tell me anything, despite my queries to it, I still have not been contacted with any pre-accident valuation, much less a copy of the Assessor's Report, and my query about cover now and going forward has received no answer at all.
From this behaviour, it seems I can expect a long period of delay before this claim will be settled.
My policy only includes Courtesy Car hire for roughly 1 week.
If I buy a car during this period, how should I arrange Insurance cover? By new policy or transfer of existing cover with my Insurer?
A few years ago I had a similar estimate for replacement of 3 or 4 scratched panels after another car gently slid into me at very low speed after almost braking to a stop. My local garage serviceman took out polish and a chamois rag and in seconds wiped away all but one of the scratches, leaving the last one all but invisible and not worth spending money "fixing".I got a ding on my first car that was assessed as a £1,500 repair, approaching the value of the car, but a local panel beater fixed for less than £100.
And insurance companies don't seem to consider the low cost solutions like that. Cosy relationships with their preferred repair network perhaps.A few years ago I had a similar estimate for replacement of 3 or 4 scratched panels after another car gently slid into me at very low speed after almost braking to a stop. My local garage serviceman took out polish and a chamois rag and in seconds wiped away all but one of the scratches, leaving the last one all but invisible and not worth spending money "fixing".
Transfer existing policy to new car. If the insurance company are dragging their feet, put everything in writing to them, including the date & time the cover transfers to the new car. Insist on cover documents by return.
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