I don't believe so. The other car must be insured and one's own policy must cover driving other cars (most do, on a 3rd party basis). Open insurance/driving usually means that anyone over 25 can drive the car that the policy relates to.Can a person with open insurance drive a car that is uninsured?
My AXA policy says no such thing.The other car must be insured
My AXA policy says no such thing.
I was watching an episode of Motorway Cops, that UK based show recently, in that one the Cops stopped a husband who was driving his wifes car on the basis he had insurance, the missus car was off the road fora couple of months and uninsured. The cops checked and when it was confirmed the car had no insurance busted the guy, He got a fixed penalty and a clatter of points and had to walk home.
I was always of the view the other car had to be taxed and insured in its own right before anybody could drive it.
Thank you, thank you, thank you.... It depends entirely on what your own policy says. ... Simple answer read your policy carefully.
Thank you, thank you, thank you.
I think the only thing more futile and annoying than a poster asking these "am I / he / she covered" type questions on an internet forum is another poster trying to answer them without seeing the minimum documentation required to make even a stab at any kind of advice i.e.
In my opinion any driver not competent to read and interpret the above document set for the two cars and two drivers concerned needs to seek professional help from their broker, insurer, motoring oranisation rep or even a solicitor. To think that someone at the far end of a fibre-optic cable can offer expert advice in these situations is unrealistic.
- The policy booklet
- The insurance certificate
- The list of endorsements in force for that driver with that car on that policy with that insurer.
Motor insurance is a legal requirement and much too important for amateurs to attempt to guess at answers about complex contract matters, all IMHO of course.
So you'd be willing to use guesswork to answer OP's question(s) and supply inaccurate information that could result in them getting into trouble with the Guards because they were uninsured at best or being uninsured in an accident at worst?I am so shocked by this narrow minded, unhelpful comment.
Can a person with open insurance drive a car that is uninsured?
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