Hi Sumatra,
Could i be a bit of a cynic and suggest that you get it in writing (email) that you declared your medical condition to the insurance company and that they are happy to go with the doctor's medical report/licencing authority's decision to renew your licence etc
My fear would be that you crash, the insurance company pays out to the other parties and then they look for any loophole to recoup the money (as nearly all insurance copmpanies state in every T&C policy booklet - they can decide to go after you for the money). Then it's your word against them that you gave all the correct information and that you informed them.
Or am i just being too negative? I don't mean to worry you but if you own your home, assets, etc, you could potentially lose everything just fighting a court case - never mind losing it. And to be ill on top of it...
Just a thought,
Ladybird
PS i'd be very interested to be told i'm wrong (and why) as i have a personal interest in this topic. Unfortunately...