My 17 year old son recently got his first car (2008 Golf 1.4 petrol) on a provisional licence with no experience and he is insured with 123.ie on the young driver scheme. It cost us €2k to insure him (he saved and bought the car and we 'loaned' him the insurance). That was based on a tacker being fitted to the car to monitor his driving and make sure he isn't driving over the speed limit (great from my point of view) and he is allowed drive up to 10,000 kms per year. You set the annual mileage limit when you buy and the price is based on that as well as other factors. If we had limited him to 6,000 kms a year it would have been €1,700. It's not cheap but not as bad as we thought it was going to be.