A friend owns a small farm (10a plus house) in the BMW region. She has three small children, no debts and an income of 20k pa plus the the usual dogs, chickens and goats. She needs to purchase somewhere for her mother to live and would like to buy a nearby 12 acre holding plus house which is on offer for 150k. She cannot get finance anywhere. The 12 acres could produce app 2.5k pa. Mother can put 30k in to the kitty. Is there any way she can finance this purchase? Or should she be even considering it?