Hi all,
The likelihood is that I won't get a whole lot of sympathy here given the fact people aren't all that fond of public sector workers at the moment but try not to judge me too harshly. I earn a fairly modest salary of €26,697 and I am currently in the process of buying a house. I was initially told by the site foreman that the house would be finished by the end of the year but now the builder has told me that it won't be ready until January. My mortgage advisor had told me that if the completion date goes into next year, I would have to produce salary certificates and payslips again as it will be a new financial year. My concern is that given that paycuts for public sector workers now look inevitable, is there a possibilty that the bank may withdraw the loan offer on the basis of a reduced salary? I have signed and accepted the loan offer letter, I have signed contracts and I have also paid €17,000 of a deposit on the house.
Any advice would be great.
Thanks.
The likelihood is that I won't get a whole lot of sympathy here given the fact people aren't all that fond of public sector workers at the moment but try not to judge me too harshly. I earn a fairly modest salary of €26,697 and I am currently in the process of buying a house. I was initially told by the site foreman that the house would be finished by the end of the year but now the builder has told me that it won't be ready until January. My mortgage advisor had told me that if the completion date goes into next year, I would have to produce salary certificates and payslips again as it will be a new financial year. My concern is that given that paycuts for public sector workers now look inevitable, is there a possibilty that the bank may withdraw the loan offer on the basis of a reduced salary? I have signed and accepted the loan offer letter, I have signed contracts and I have also paid €17,000 of a deposit on the house.
Any advice would be great.
Thanks.
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