M
Munster, when the transaction is presented it may be declined due to lack of funds -- you will be charged a fee for this. Alternatively, it may be paid, leading you into an unauthorised overdraft -- you will also be charged a fee for this! Could you arrange a temporary overdraft with your bank?
It's not a lecture, it's a piece of pertinent and constructive advice that might help avoid the current situation in the future. If you don't want a wide range of advice then don't post on a public bulletin board looking for feedback.Clubman? what's the point in answering a plea for advice with a comment like that??!! i thought this board was about helping people, not lecturing them!!
any way, i chose to pay 100% every month by dd to ensure the card was always cleared and i didn't build up any debt. i've been doing it that way for 10 years and it was fine until now, but now i'm in a situtation where, for one month, i need to reduce it to the minimum payment.
we live and learn, isn't that what life's about?!
if any one else out there can offer some constructive advice i'd be really grateful, thanks.
Why can't you just cancel the direct debit altogether? Set it up again next month if you want to. Did you try ringing the cc company and asking them not to collect on dd this month?
It's not a lecture, it's a piece of pertinent and constructive advice that might help avoid the current situation in the future. If you don't want a wide range of advice then don't post on a public bulletin board looking for feedback.
Read my signature.oh dear. you answer a genuine question with another question - how does that amount to 'advice'?? if you're not in the mood to be constructive and to help people out then leave it to others (like the two kind people who replied to me). as the tayto ad puts it: there's always one.
Read my signature.
i'll give you the benefit of the doubt and assume you got out of bed on the wrong side this morning. but honestly, when you're in that kind of mood you should steer clear of your administrating duties and leave it to others to offer assistance to those in need of advice, you're simply an unhelpful irritant.
before i'm banned (inevitable, eh?!) thank you to those who offered constructive and informed advice, greatly appreciated.
i suspect you're a man who likes to have the last word, so i'll leave it with you.
I prefer to think of myself as a helpful irritant but there you go.
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