Can I move my tracker to a new lender?

[David Holden]

Hi All,
wondering if somebody could assist here

• currently on a tracker rate of 1.8% (i think!)
• original mortgage was with Bank of Scotland Ireland - when they left, the administration moved to first CERTUS and then START Mortgages.
• currently selling the house and applying for new mortgage (bringing equity and borrowing again in order to move locations) with another institution as START arent a lender just an administrator.

Question is ,am I entitled to receive or request a tracker rate from any lending institution (tracker mover rate) because i am currently a tracker mortgage recipient ?

thanks a million,
D.Holden

 

[RedOnion]

No. Absolutely not.

 

[deanpark]

There's regular rates around 2% (I have a tracker at 1.5% so not been looking but I believe there's rates c.2%) so tracker at 1.8% not a big deal as it once was. But you're not entitled to nowt with other banks.